My Own Credit Card

Yehey! And, I finally got my own credit card, not a supplementary at that. I applied for it initially but they disapproved it informing me that I had to setup a savings account first; which I will not be able to touch for a year. The credit limit will be based on 80% of the savings account that I will open with them. I was really disappointed having to get that letter because they wanted to be sure that I will be able to pay for the credits that I will be making.

And then few weeks after getting that reject letter, I got a text from my bank branch and they are offering me a pre-approved credit card with a pretty good credit limit plus it is a SkyMiles credit card. With it, the points that I will be earning can be converted to miles for Delta Air.

There is really something good in everything that happens in our lives may it be good or bad. If my initial application was approved, I would not have gotten the opportunity to have the SkyMiles credit card. Everything really happens for a reason...